Invest in the Best - Invest in Yourself!
We can’t change the past, and we can’t predict the future, but one thing is certain: without proper financial planning, our futures could be a nightmare instead of the fairy tales that we all deserve.
There are a number of good reasons why we need to set money aside for tomorrow. From buying our own home, to educating our children, to planning for retirement. Yet many of us are so busy living for today, that we neglect tomorrow.
Life can also throw us some severe curveballs such as illness, divorce or death that could alter the course of our lives forever. Proper financial planning helps us to cope with these situations, and allows us to get through, with a solid financial base to depend on.
There is nothing worse than facing an emotional crisis, and having financial worries at the same time!
Do this quick financial checklist to see how prepared you are:
- Do you have a retirement plan?
- Do you have a Will?
- Do you have life cover?
- Do you have severe illness and disability cover?
- Do you have an education fund?
- Do you have medical aid and hospital cover?
- Do you have an investment portfolio?
- Do you have an emergency fund?
- Do you know how much debt you have?
- Do you have a long-term financial plan?
If you have answered no to three or more of these questions, it is time to get some good financial advice. A financial adviser is there to assist you and draw up a financial plan that takes into account your current situation and future goals and dreams. Part of the planning process is to set priorities for yourself, and then to review your plans on an annual basis.
Invest in your future – invest in yourself today by giving yourself the gift of financial security. Call us on 0860151505 if you would like a free booklet, “Financial Planning for Women”.
Sylvia Walker is Marketing Development Manager for Old Mutual
